Terms & Conditions

“Stock Wise IQ” or “Research Entity” is regulated by the Securities and Exchange Board of India (“SEBI”) and is licensed to carry on the business of share trading research providing service and related activities. The term “you” refers to the user or viewer of our website.

Before subscribing to any of our services, we advise you to visit http://stockwiseiq.in/ and read all terms & conditions carefully. By subscribing, you agree to be bound by these terms & conditions, which may be updated without prior notice.

Use of Services

Your continuous use of http://stockwiseiq.in/ means you accept any new or modified terms and conditions that we publish.

Investment/trading in Share Market are subject to market risks and there is no assurance or guarantee that objectives of any services will be achieved.

We do not offer guaranteed/assured returns. Past performance does not guarantee future results.

Refund & Cancellation Policy

We do not have any refund or cancellation policy. All sales are final.

Before subscribing, ensure that our products and services meet your needs.

No refunds will be offered on subscriptions already taken.

Disclaimers

Research recommendations are interpretations/views of analysts and should not be considered as financial advice.

Stock WiseIQ and its associates are not liable for trades executed on the basis of recommendations or reports.

Comparative indices or indicators on the website are for reference only and not a basis for investment decisions.

We are not responsible for delays or issues caused during fund transfers; respective banks hold responsibility.

Liability Limitations

We are not liable for any indirect, special, or consequential losses including lost profits, contracts, goodwill, or data.

By using this website, you agree that the limitations of liability are reasonable. If not, you must discontinue usage.

Intellectual Property

All layout, design, original artwork, and other intellectual property remain the property of Stock WiseIQ.

They may not be used or reproduced without express written permission.

Jurisdiction

Your use of this website is subject to the laws of India.

You consent to the exclusive jurisdiction of courts in Mumbai or Navi Mumbai, Maharashtra, India.

Use of this website is unauthorized in jurisdictions that do not enforce these terms.

Privacy Policy

Your privacy is important to Stock Wise IQ. This privacy statement provides information about the personal information that Stock Wise IQ Services collects, and the ways in which Stock Wise IQ uses that information.

Personal Information Collection

Stock Wise IQ may collect and use the following kinds of personal information:

• Information about your use of this website.

• Information you provide during registration on the Website.

• Information about transactions carried out on this Website.

• Information provided for subscribing to our services.

• Any other information that you send to Stock Wise IQ.

Using Personal Information

Stock Wise IQ may use your personal information to:

• Administer this Website.

• Personalize the Website for you.

• Enable your access to and use of Website services.

• Publish information about you on the Website.

• Send products or services that you purchase.

• Send statements, invoices, and collect payments.

• Send you marketing communications.

Where required, we may disclose personal information to employees/agents or subcontractors strictly for these purposes, bound by confidentiality obligations.

We may also contact you for promotions unless you specifically request not to receive such communications.

Additionally, Stock Wise IQ may disclose your personal information if required by law or legal proceedings.

Securing Your Data

We take reasonable technical and organizational precautions to prevent the loss, misuse, or alteration of your personal information.

Stock Wise IQ stores personal information on secure servers.

Electronic transactions entered via this Website are protected by encryption technology.

Cross-Border Data Transfers

Information collected may be stored and processed in other countries where Stock Wise IQ operates, in compliance with this Privacy Policy.

Information submitted for publication on the website may be published on the internet and be accessible worldwide.

Updating This Statement

Stock Wise IQ may update this Privacy Policy by posting a new version on this Website.

We recommend checking this page occasionally to stay informed about changes.

Other Websites

This Website may contain links to other websites.

Stock Wise IQ is not responsible for the privacy policies or practices of any third-party sites.

Contact

For questions regarding this Privacy Policy or the treatment of your personal information, contact us via email:

📧 info@stockwiseiq.in

Agreement to Privacy Policy

By visiting our site http://stockwiseiq.in/, you agree to be bound by the terms of this Privacy Policy and any modifications made over time.

If you do not agree, you should exit the site immediately.

Registration / Enrolment and Termination

By registering for our services, you agree that Stock Wise IQ reserves the right, at its sole discretion, to deny you access to the Website without notice for reasons including:

• Unauthorized access or use.

• Attempted transfer of rights granted under this Agreement.

• Violation of terms and conditions.

Termination does not affect any rights Stock Wise IQ may have in law or equity.

License

Stock Wise IQ grants you a limited, non-exclusive, non-transferable license to access the Website.

Your access and use of the Website are strictly governed by the terms of this Privacy Policy and User Agreement.

SECURITY

Unauthorized use of this Website and systems, including, but not limited to, unauthorized entry into Stock Wise IQ’s systems, online accounts, Client Desks, Partners& Distributor Desks, misuse of passwords or misuse of any other information, is strictly prohibited. You may not use this Website in any manner that could damage, disable, overburden, or impair this Website or service or interfere with any other party’s use and enjoyment of this Website or service. You may not attempt to gain unauthorized access to any of our site or service and computer systems or networks connected to it, through hacking. You agree that you will not engage in any activities related to this web site that are contrary to the applicable laws or regulations in force. The users have the primary responsibility to keep their login-ids and passwords secure and to not display such crucial, important information to any third person. In case of any such leak of login-id& password, Easy Share Services cannot be responsible for the loss of such information, or for any act, omission, damages, claims, loss of personal information, etc. arising from the use of such leakage of login-ids and passwords. Stock Wise IQ may, at its own discretion, use certain technology on its web sites to collect information from visitors and may compile aggregate statistical information about how visitors use its web sites, including information relating to the frequency of visits, the average length of visits, which pages are viewed during a visit. No individually identifiable information is collected for this purpose and Stock WiseIQ Services does not monitor individual visitor behaviour.

SERVICE DELAYS

Stock Wise IQ reserves its right, in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the information, materials and descriptions on this web site and to suspend and/or deny access to this web site for scheduled or unscheduled maintenance, upgrades, improvements or corrections. Easy Share Services may discontinue or change any service described in or offered on this web site or in any modules or parts thereof at any time if deemed fit and proper. Stock Wise IQ (including its owner, directors, employees, affiliates, agents, representatives or subcontractors) shall not be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, riots, armed conflicts, acts of war, pandemic situations or other like causes. Stock Wise IQ shall have no responsibility to provide you access to the Website while interruption of the Website is due to any such cause shall continue.

PRODUCTS OFFERED ON THE WEBSITE

With respect to the data from Capital Markets and the products made available on the Website by Stock Wise IQ including but not limited to stocks, reports etc.

YOU HEREBY AGREE THAT: –

You confirm that the details provided by you are true and correct.You hereby declare that the amount being transferred by you for the purpose of subscribing to any of Stock Wise IQ research services is derived through legitimate sources and is not held or designed for the purpose of contravention of any Act, Rules, Regulations or any statute or legislation or any other applicable laws or any Notifications, Directions issued by any governmental, regulatory or statutory authority/Lies from time to time.You agree that Stock Wise IQ sources the data from the Capital Markets and is/are therefore not responsible and/or should be held liable by you for the correctness or accuracy of any information received in that regard from the Capital Markets.You agree that the National Stock Exchange (“NSE”) data displayed on the site is always delayed by five (5) minutes whereas the Bombay Stock Exchange (“BSE”) data displayed on the site is delayed by fifteen (15) minutes; and technical glitches if any, may further delay the data at times and that you will not hold Stock Wise IQ responsible for any such delays in receiving the data / feeds from time to time.You agree that the authenticity of the data received from Capital Markets is not guaranteed by Stock Wise IQ and that Stock WiseIQ Services shall assume no responsibility or liability in any manner whatsoever for such data and your subsequent trade, action etc. acting upon such data.

LIABILITY

You agree that, Stock Wise IQ (including its owner, officers, directors, employees, affiliates, group companies, agents, representatives or subcontractors) shall not be, in any event, be liable, whether in contract or tort, for any direct, special, indirect, consequential or incidental damages or other damages of any kind whatsoever arising out of the use or inability to use Stock WiseIQ Services (“the Website”) for any purpose whatsoever even if Stock WiseIQ Services or any other such party has been advised of the possibility thereof.

Stock Wise IQ and its owner, officers, directors, employees and agents shall have no liability in tort, contract, or otherwise to the user and/or any third party.

This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a user’s equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems, unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure.

Stock Wise IQ cannot and does not guarantee continuous, uninterrupted or secure access to this website.

LINKS TO THIRD PARTY SITES

The links in this site will allow you to leave the Website. The linked sites are not under the control of the Website.

The Website has not reviewed, nor approved these sites and is not responsible for the contents or omissions of any linked site or any links contained in a linked site.

The inclusion of any linked site does not imply endorsement by Stock Wise IQ (“the Website”).

INDEMNIFICATION

You shall indemnify, defend and hold harmless Stock Wise IQ (including its owner, officers, directors, employees, affiliates, group companies, agents, representatives or subcontractors) from any and all claims and losses imposed on, incurred by or asserted as a result of or related to:

(a) your access and use of Stock Wise IQ (“the Website”) of Stock Wise IQ firm,

(b) any non-compliance by user with the terms and conditions hereof; or

(c) any third party actions related to users receipt and use of the information, whether authorized or unauthorized.

Any clause declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder.

These terms may only be amended in a writing signed by Stock Wise IQ.

If Stock Wise IQ takes action to enforce any of the provisions of this User Agreement, including collection of any amounts due hereunder, Stock Wise IQ shall be entitled to recover from you reasonable and necessary attorney’s fees and any costs of any litigation.

ENTIRE AGREEMENT

This User Agreement constitutes the entire agreement between the parties and is inclusive of any other written agreement existing between you and Stock Wise IQ and Research Services.

By using the information on http://stockwiseiq.in/ (“the Website”) of Stock Wise IQ and Research Services firm, you assume full responsibility for any gains and losses, financial, emotional, or otherwise, experienced, suffered, or incurred by you.

The Website does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse in any way, the views, opinions, or recommendations expressed in the Information, does not give investment advice and does not advocate the purchase or sale of any security or investment.

The Information is not intended to provide tax, legal, or investment advice, which you should obtain from your professional advisor before making any investment.

The service is provided “as is,” without warranty of any kind, either express or implied.

Stock Wise IQ disclaims any warranties, including, but not limited to, availability, accuracy, usefulness, or content of information, products or services, or warranties of title, non-infringement, merchantability, or fitness for a particular purpose.

JURISDICTION

The terms of this agreement are exclusively based on and subject to Indian law.

You consent to the exclusive jurisdiction and venue of courts in Thane, Maharashtra, India in all disputes arising out of or relating to the use of this website.

Use of this website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions.

CODE OF ETHICS AND CONDUCT

Copyright © 2022 Stock Wise IQ and Research Services.

Ownership of copyright: The copyright in this website and the material on this website (including text, artwork, photographs, images, music, audio, video, and audiovisual material) is owned by Stock Wise IQ and Research Services and its licensors.

COPYRIGHT LICENSE

Stock Wise IQ and Research Services grant you a non-exclusive royalty-free revocable license to:

View this website and its material on a computer or mobile device via a web browser.

Copy and store this website and its material in your web browser cache memory.

Print pages from this website for personal non-commercial use.

All other rights are reserved. You must not adapt, edit, change, transform, republish, redistribute, broadcast, or display this website or its material without prior written permission.

DATA MINING

The automated and/or systematic collection of data from this website is prohibited.

ENFORCEMENT OF COPYRIGHT

Stock Wise IQ and Research Services take the protection of copyright materials seriously.

If Stock Wise IQ discovers that you have used copyright materials in contravention of the license, they may bring legal proceedings against you for an injunction or monetary damages, including legal costs.

If you become aware of any use that contravenes the license, please notify via info@stockwiseiq.in

INFRINGING MATERIAL

If you become aware of any material on the website that you believe infringes your or any other person’s copyright, please notify via info@stockwiseiq.in

BEFORE YOU START TRADING

Users should read all terms, conditions, and disclaimers before engaging in any trading or investing activity based on information from Stock Wise IQ.

Secure Fund Transfer

Payment for all research services should be made in the current account of Stock Wise IQ and Research Services only. No payment should be made in any account of an employee/associate of Stock Wise IQ Services and Research Services or any other individual under any condition.

In case of payment through Pay Order, Demand Draft, Banker’s Cheque, NEFT, or RTGS, provide the following proof of payment:

• Certificate from the issuing bank on its letterhead or a plain paper with the seal of the issuing bank.

• Certified copy of the requisition slip (portion which is retained by the bank) to issue the instrument.

• Certified copy of the passbook/bank statement for the account debited to issue the instrument.

• Authentication of the bank account number debited and name of the account holder by the issuing bank on the reverse of the instrument.

• Track your ledger regularly to check the credit for payment of funds.

CUSTOMER AWARENESS OF SECURITY

Let’s face it, hackers are smart, and they’re only getting better by the minute. So, while we work hard to keep the bad guys at bay, here’s what you can do to stay protected at all times.

Beware of fraud:

• Don’t provide personal information such as Customer IDs, Passwords, and One Time Passwords (OTP) to anybody over the phone, on the internet, or via email.

• Don’t open or click on attachments included in emails from organizations or people you don’t know.

How to detect a fake email or website:

• A message stating that your account may have been compromised, and asking for personal information.

• An email promising prize money for completing a survey or answering questions that compel you to reveal personal information.

• An email directing you to a fake website designed to look like the real thing.

How fraudsters may try to trick you:

• Phishing: Fake emails appearing to be sent by a credible source to compel you to reveal personal information.

• Vishing: Phone calls by people pretending to work for Easy Share Services or another legitimate business, asking you to reveal personal information.

• Trojan / Virus: Programs inadvertently installed on your computer to steal sensitive information or spy on you.

• Ransomware: Malware that infects your computer, blocks access to files, and demands money to regain access.

• Spyware: Software that secretly monitors activity on your computer and reports back to the fraudster.

How you can secure your passwords:

• Ignore requests from organizations or individuals requesting you to verify your passwords or PINs.

• Memorize your passwords instead of writing them down, and don’t share them with anybody.

• Change your passwords every 90 days or less.

• Use a combination of letters, numbers, and special characters with a mix of upper- and lower-case letters.

• Avoid using family names, pets’ names, important dates, common names, or words in foreign languages.

How we’re working to keep you safe:

• Security Implementations: All systems are secured using firewalls, intrusion detection/prevention systems, and anti-malware solutions.

• Website Certificate: The SSL Certificate provides visual indicators (green address bar/padlock) verifying the website’s authenticity. Do not log in if the padlock or address bar turns red or appears broken.

Privacy Policy

Stock WiseIQ values and respects every individual’s right to privacy. By becoming our customer, we promise to remain loyal to both clients and non-clients and protect the information provided to us.

This Privacy Policy of Stock WiseIQ is applicable to both current and former clients. Below are detailed testimonials of our policy:

Use of Information

The information provided by you will only be used for offering you the services that you have subscribed to and for which you have provided us the information. It acts as your identity with us. If you make any changes to the information, please inform us via call or email.

We may use your information for sending emails, newsletters, contest information, surveys, or details about new services. By subscribing to our services, you agree to this right.

Confidentiality & Disclosure

The personal information collected is kept confidential and adheres to our privacy policy. We may disclose your identity if required by law to government or regulatory bodies.

For more details, visit our website: Stock WiseIQ.

Consent & Communication

By registering your mobile number with Stock WiseIQ, you consent to be contacted or receive SMS, even if your number is on the DND registry. You also agree to comply with our Privacy Policy and Terms & Conditions.

In case of changes to your contact information, please notify us via call or email. Your information will not be sold, rented, or transferred without your consent, except for providing services or meeting legal obligations.

Acceptance

By subscribing to our services, you consent to our Privacy Policy and Terms of Use.

Disclosure

Download

Disclosure As Per Securities And Exchange Board Of India (Research Analysts) Regulations, 2014

About Myself

I am Neha Vijay Sondhi, a SEBI Registered research analyst (Regd No.INH000018920) and BSE Enlistment number 6536. I also hold these qualifications – Post graduate. Masters in financial Management

About My Business Activity

We provide Independent Research and analysis on securities, including Stocks and other financial instruments. Our service includes Research Reports and investment recommendations based on fundamental and technical analysis.

Terms And Conditions For Research Report

Disclosure with regard to ownership and material conflicts of interest

1.The Research Analyst or his relatives or associates do not have financial interest in the subject Company;

2.The Research Analyst or his relatives or associates do not have actual/beneficial ownership of one per cent or more securities of the subject Company, at the end of the month immediately preceding the date of publication of the research report;

3.The Research Analyst or his relatives or associates do not have any other material conflict of interest at the time of publication of the research report..

Disclosure with regard to receipt of Compensation

1. The Research Analyst or his associates have not received compensation from the subject Company in the past twelve months.

2. The Research Analyst or his associates have not managed or co-managed public offering of securities for the subject Company in the past twelve months.

3. The Research Analyst or his associates have not received any compensation for investment banking or merchant banking or brokerage services from the subject Company in the past twelve months.

4. The Research Analyst or his associates have not received any compensation for products or services other than investment banking or merchant banking or brokerage services from the subject company in the past twelve months.

5. The Research Analyst or his associates have not received any compensation or other benefits from the subject Company or third party in connection with the research report.

Disclosure with regard to receipt of Compensation (For the purpose of Public appearance)

1. whether it or its associates have received any compensation from the subject company in the past twelve months - No

2. whether the subject company is or was a client during twelve months preceding the date of distribution of the research report and the types of services provided - No

General Disclosure

1. The Research Analyst has not served as an officer, director or employee of the subject Company.

2. The Research Analyst has not been engaged in market making activity for the subject Company

3. This report is generated with the assistance of artificial intelligence (AI) tools for analytical and drafting purposes

Definitions of Terms Used

1. Buy – Buy means that the stock recommended to be bought either at Market or at price or within price band mentioned in the recommendation. Stock to be bought at Market or Current Market price (CMP) must be bought immediately or near the closing time of market at closing price. Stock with limit price order or where buying price or price band is mentioned, such stock can be bought at the price or within the price band mentioned.

2. Sell / Target – Sell or target price is the price at which stock must be sold. For Stocks which have reached to their target price or trading above target price must be sold upon reaching the target price or price band mentioned.

3. Hold – Hold means that a stock may be held and no exit is required. Hold recommendation is given if stock has not achieved its mentioned target or hit the mentioned stop loss price. Hold recommendation can also be given in case if research analyst is of opinion that even after reaching the target price, the stock may go beyond target price due to change in circumstances.

4. Stop loss price – Stop loss is a price at which the stock must be exited or sold due to adverse situation or market move contrary to recommendation. When the stop loss price is reached, stock can be exited immediately or near the close of trading session at price which is near the closing price. Second scenario is mentioned given the fact that some times the stop loss price is reached due to intra day volatility of market but it recovers towards the end of session showing the strength of stock & in such case stock can be held. This mechanism helps the Investor from a wrong exit/ pre mature exit from stock. It must be noted, however, that if the stock is trading below/at stop loss near the closing trading time, then it must be exited.

Additional Disclosures

• Brand Name/ Trade Name – STOCKWISE IQ

• Complete address with telephone nos. B-3-1 Bachani Nagar CHS, Near Municipal School, Malad East, Mumbai 400097, Telephone number - 9619058820

• Name of the Grievance Officer - Neha Vijay Sondhi, Telephone number - 9619058820 and email address - nehasondhi24@gmail.com

Warning

“Investments in securities market are subject to market risks. Read all the related documents carefully before investing”.

Disclaimer

“Registration granted by SEBI, membership of a SEBI recognized supervisory body (if any) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.”

Legal Disclaimer

Stockwise IQ is not responsible for the information and conclusions of the analysis available on it. Although all the information on the website is presented with utmost care, we do not hold any responsibility for the information provided. Customers and visitors should not depend on analysis for making an investment; the analysis should be considered as a first step to further their awareness of the subject. They must consult a financial advisor. None of our expert analysts should be relied upon as financial advisors. Visitors to the website must go through Terms and Conditions and Disclaimer before making any serious investment-related decisions.

You agree and understand that use of Stockwise IQ is at your own risk. Stockwise IQ is not liable for any direct, indirect, incidental, consequential, or exemplary damages. Failures in hardware, software, and Internet connections can delay the delivery of SMS, which is not the responsibility of Stockwise IQ. Any dispute will be resolved in the territory of India, specifically at Thane, Navi Mumbai. Stockwise IQ reserves the right to modify Terms and Conditions and Privacy Policy.

Standard Disclosure / Disclaimer

Stockwise IQ does not receive any consideration by way of remuneration or compensation or in any other form whatsoever, by us or any of our associates or subsidiaries for any distribution or execution services in respect of the products or securities for which the research service is provided to the client.

Stockwise IQ does not provide any order execution services to any user/subscriber. If any person offers order execution services in the name of Stockwise IQ, the user should immediately deny such services and report them to us. The user agrees to indemnify Stockwise IQ from any losses or damages incurred from such activities.

Stockwise IQ does not recommend a stock/commodity broker. If any stock/commodity broker is recommended by any of our representatives, we do not receive any consideration from them.

Our research analysts and representatives will not make any trades in the securities/instruments covered in our research services. We are not associated with any issuer of products/securities, ensuring there are no conflicts of interest.

Clients should only trade if our research calls align with their current risk profile and risk-bearing capacity. All research calls should be considered as opinions, and the client should use discretion when making trades.

All research services provided by us are communicated in written form, and any verbal communication shall not be considered as research services.

Stockwise IQ is an independent SEBI-registered equity research firm. Stockwise IQ or its promoters, employees, directors, & stakeholders may have or may in the future have positions in the stocks/instruments covered by our research reports.

Refund Policy

Stockwise IQ takes all necessary measures related to risk and rewards involved in markets before delivering any recommendations to clients. Once the client has paid for the services, there will be NO REFUNDS, CANCELLATIONS, or TRANSFERS. We appeal to our visitors not to allow anyone else, even your family members or friends, to use any payment methods without your prior permission.

Once you have made any payment for a subscription to our site or in the bank account as mentioned in the payment option, we believe you have read and agreed to the Refund Policy of Stockwise IQ that NO REFUNDS, CANCELLATIONS, or TRANSFERS are allowed in any case.

Duplicate Payment Exception

If a new client paid twice for one transaction, the extra transaction amount will be refunded via the same source within 7 to 10 working days, only if the payment is made through the same portal and the client has provided written intimation on the same day notifying the concern.

Virtual Chat Room Disclaimer

Stockwise IQ provides a virtual chat room for conversations. However, the visitor is solely responsible for decisions in case of loss or benefit. We reserve the right to deny chat room service without explanation. Any opinion, comment, experience, advice, and offer available on the site is just information, nothing else. We presume all visitors have thoroughly gone through the disclaimer and terms and conditions.

Recommendations Before Payment

Before making a payment, visitors and potential clients should:

- Read all information about our services and the support given to clients.

- Read our Terms and Conditions.

- Read our Privacy Policy and Refund Policy.

There is no refund possible in any case whatsoever. Kindly make the payment after reading all terms, disclaimers, and refund policies.

Do's & Don’ts

To make smarter investment decisions and minimize risk, follow these guidelines:

Do’s

  • Always use stop loss
  • Follow risk management strategies
  • Decide wisely and never be emotional
  • Research thoroughly before investing
  • Avoid putting all your capital into a single trade

Don’ts

  • Never be greedy